Funeral insurance makes it possible to plan during his lifetime the financing of his funeral to ensure that the heirs do not have to take charge of their organization nor bear their cost. Here is the Top 10 of the best funeral insurance 2023.
1 – Funeral insurance Abeille Assurances
Abeille Assurances funeral insurance adapts to the subscriber’s expectations by allowing him to choose the amount of guaranteed capital from several options up to 8,000 euros. It is also up to the latter to designate the beneficiary who will be in charge of his funeral as well as the duration after which he wishes to contribute. More specifically, the contract provides for: immediate coverage without a waiting period, capital guaranteed for life and paid in full upon death, support services (assistance and repatriation, assistance with funeral arrangements). To find out the cost of this cover, you should request a quote online.
2 – Mutac funeral insurance
Mutac is the only national mutual insurance company specializing in funeral insurance. ISO 9001 certified, it covers more than 180,000 people under individual or collective cover. Two formulas are offered: Mutac Capital Obsèques, a solution accessible up to age 80 and for all budgets, Mutac Epargne Obsèques, a guarantee available at any age and which allows you to save at your own pace. It is possible to obtain a funeral insurance quote in less than 2 minutes on the Mutac website by simply entering your date of birth.
3 – April funeral insurance
The contract offered by April is a “whole life” type funeral insurance contract which guarantees the payment of the capital to the beneficiary designated by the insured following his death. The amount of the guaranteed capital varies from 2,000 to 12,000 euros per tranche of 1,000 euros.
Regarding the method of payment of contributions, the insured can opt for a life contribution or a temporary contribution whose duration is fixed at 10 or 15 years. An age limit of 80 years applies when subscribing to a temporary formula. To subscribe to the life plan offered by April, you must be at least 40 years old and at most 80 years old.
4 – Cegema funeral insurance
Cegema offers very comprehensive funeral insurance which provides for the payment of capital following the death of the insured, as well as numerous services aimed at relieving loved ones in difficult times (help with administrative procedures and in organizing the funeral) . Cegema sets itself apart by offering rapid coverage, no waiting period being applied in the event of death following an accident, monthly pricing and subscription without medical formalities. Cegema funeral insurance is open to anyone aged 40 to 85.
5 – Apivia funeral insurance
Apivia Macif Mutuelle is one of the leading mutual insurance companies in France, with more than 1.5 million members. Its funeral expenses guarantee allows you to anticipate your funeral to preserve the peace of your loved ones and look to the future with peace of mind. Subscribers who turn to Apivia for their funeral insurance can benefit from exclusive advantages: membership up to the age of 80 without medical questionnaire or health examination; a fixed contribution which does not increase with age; the possibility of suspending the payment of contributions at any time; capital payment within 48 hours; a capital exempt from inheritance tax within the limits of the ceilings in force.
6 – Funeral insurance Provide
The Prévoir group has been a specialist in personal insurance since 1910. It offers two types of funeral insurance contracts: the funeral insurance contract in benefits and the funeral insurance in capital. The first includes a financing formula in anticipation of customizable funerals, the respect of essential wishes and the absence of upfront costs. The second type of contract also has several advantages including: the payment of a capital dedicated to the financing of the funeral, a subscription without medical formality and adapted to the needs of the subscriber, complete assistance guarantees to support the relatives during the death. It is possible to request a quick personalized quote by going to the insurer’s website.
7 – Santiane funeral insurance
Santiane distributes funeral insurance contracts for several brands. Among them is the Néoliane Obsèques contract, which offers a lifetime guarantee providing that the amount paid at the time of subscription will not change. By opting for this contract, subscribers can choose a capital amount between 2,000 and 12,000 euros per tranche of 1,000 euros.
Santiane has entered into an exclusive partnership with Roc Eclerc Prévoyance allowing its customers to take out a funeral insurance policy with benefits. Several advantages are associated with it: the absence of application fees to be advanced and of medical questionnaire to be completed; the possible payment of premiums every 5 years of contribution; the management of the wishes of the subscriber.
8 – Groupama funeral insurance
Groupama offers a funeral insurance solution that can be taken out easily, quickly and without having to complete a medical questionnaire. Among the strong points of this contract, we can mention: the price reduction of 10% on the amount of the contribution of the second contract for a membership as a couple; immediate coverage in the event of accidental death; a 24-hour secure customer area; support services to help those around them to cope logistically and psychologically.
